Thanks again for anyone using my referral codeLOE863363when signing up. Order your travel money online by 2pm and we'll dispatch it the same day for next working day delivery Monday to Thursday. Theyll earn Avios points that can be changed to 200 worth of Nectar points. Order by 1pm on any business day for fully insured Royal Mail Special Delivery from 9am next business day on the most popular currencies (otherwise please allow an extra business day). Terms Of Use. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard. Sign up with a promo code (ANDR4552 (code expired) or via this via this link). You can get a 200 bonus when switching to the HSBC Advance current account, but that could be increased to as much as 250. It has also brought quantitative easing (QE) to an end, and started to run down its holdings of gilts accumulated for monetary policy purposes. According to laurel road rep., you have to have student loan to open checking acct and get $500 bonus! Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you build equity more quickly. Minimum order amount for home delivery is 350. OR is it better to have a normal current bank account or business bank account? Part of the FCA's job is to ensure that companies who offer 'regulated activities' are acting in the best interests of consumers by requiring them to register or become authorised. The Post Office have a currency refund guarantee if your holiday is cancelled. The FlexDirect account offers interest on balances and a 0% overdraft for first year. Fees may reduce earnings. The FlexPlus account offers insurance and breakdown cover for a monthly fee of 13. Investopedia contributors come from a range of backgrounds, and over 20+ years there have been thousands of expert writers and editors who have contributed. For this reason, we recommend that you conduct your own due diligence before placing an order with any company. Any reader can search newspapers.com by registering. Covent Garden FX accept the following payment methods: We make travel money easy. Take control of your pension with our great value, Which? Using a mortgage calculator is a good resource to budget some of the costs. Its also part of the HSBC group, so the FSCS protection is shared between the two. New users can also get 5 for signing up via refer-a-friend code, which you can get below. Monese is another challenger bank that is 100% opened and operated via your mobile phone. Account must remain open for 180 days or an early closure fee of $50 may apply. This can be any number of transactions. Complete 5 qualifying transactions within 90 daysdebit card purchases, Chase QuickDeposit. Footnote Based on research conducted by Equitable Bank comparing exchange rates and transaction fees from Wise, Canadas Big 5 banks and Simplii Financial. More details, Get a 17 Quidco bonus (new members only). We do not buy back 200 or 500 notes, 1000 Swiss franc notes or any coins. Getting a mortgage with a lower interest rate is one of the best reasons to refinance. Types, How They Work, and Examples, How a Home Equity Loan Works, Rates, Requirements & Calculator, If you think you've been discriminated against, U.S. Department of Housing and Urban Development, Publication 936: Home Mortgage Interest Deduction, To tap into home equity to raise funds to deal with a financial emergency, finance a large purchase, or consolidate debt. Checking; Money Market; Savings; Savings Rates. The way this plays out is that after supply shock occurs, the economy first tries to maintain momentum. Triodos is regarded as one of the most ethical current accounts out there but it does come with a 3 a month fee. Click on the bank name for the promotion learn all the terms. Here goes: If you open your first checking account with Redstone (please use my referral code LOE863363), you will receive a $100 bonus when you log into online bank and use your debit card five times. Online orders can include multiple currencies. Use it with care. Heres more on how it works, and how to refer your friends (earning up to 400). The Everyday Rewards bundle can be added to the standard Current Account. We buy and sell travel money for currencies not offered by others, at great rates with no commission. The Financial Conduct Authority (FCA) is the regulatory body for financial service providers in the UK. The rewards are a lot of effort for not much. Theres no set reward account with BoS, but you can get the Vantage add on which offers interest on balances. Order Online for Click and Collect in just 60 seconds from over 190 eurochange or NM Money branches, or order before 4pm for next day home delivery. Compare today's best Polish zloty travel money rates and buy Polish zloty online. Our flexible account, where you can invest in all markets in the way you want. Thank you. It is mandatory to procure user consent prior to running these cookies on your website. The typical offer is 100 but has been as high as 150. Find out which U.S. banks offer foreign currency accounts -- also known as multi-currency accounts -- to personal banking customers. You can get up to 20 free cash from Monese . What happed to you Tracy? You do however get access to the top paying regular saver. You will find the most extensive list of business checking account promotions on the web! A cash-out refinance is a mortgage refinancing option that lets you convert home equity into cash. The more you order the better the exchange rate. Maximum order is 4,500. The account will earn interest at the Regular NOW rate or the Super NOW rate, depending on the daily balance. Please bring photographic identification and proof of your address with you when you collect your order. Read all the details of Blue Rewards here. If that is the case, carefully research all your options for raising funds before you take this step. Yes, always check the terms and conditions before signing up to any offer. If it doesnt, see if you can find another link. Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here. Fill in the blanks, and next page will send you a text. The existing customer that refers you will have a 25 donation made on their behalf. Delivery times for some non-major currencies may take 3-5 working days; we'll let you know if this happens before you place your order. Save a few pounds on your holiday extras when you book your next trip away. And you can read more about how to switch bank here. ACE-FX Delivery accept the following payment methods: Get a better exchange rate if you choose to purchase any single currency online from 800 to 2500. The actual buy back rate you receive will be the prevailing rate on the day that your currency is received. Keep your holiday smile that bit longer by getting a great rate on your leftover travel money. Will try it next month. When you order before 3pm Monday to Friday, we'll deliver your travel money on the next available working day. Halifax has regularly been offering cash bonuses of between 75 and 150 since switching began in 2013. I arrived here in the UK last September and for now, using Revolut wherein I get my monthly pay. ii: an abrdn business. However recent Nationwide deal was especially lucrative, as gave bonus on joint account in addition to individual payoutsdo have any of the other current switches offer similar incentive ie we can claim on both joint and individual accounts? Reserve your currency online for collection from either of our two London branches: Canada Place in Canary Wharf and London Bridge. You should get 15 for opening the account and making a transaction via the link in the article. Indian Bank Makes Revision On Savings Account Interest Rates (W.e.f. First Direct currently offers 175 for opening a 1st Account with them and switching in. We do not buy back coins. Estonia joined the euro area on 1 January 2011. Euro banknotes and coins are legal tender in Slovenia. If the end-of-day balance falls below $15,000 at any time during this 60-day period, you will not qualify for the Amazon Prime membership offer. Fund your first savings account with a minimum of $25K within 30 days of account open date to earn the $200 bonus. You must apply through HustlerMoneyBlog.com with promo code. A 3% fee will apply for 500 notes. Just wandering if the other banks offering switch incentives have a similar range of options? On that date the euro replaced the Latvian lats (LVL) at the fixed exchange rate of 1 EUR = 0.702804 LVL. Make the most of your tax-free savings allowance with our award-winning ISA. (Offer Expires 11/21/2023. I have just bagged 125 from Nationwide to switch my Club Lloyds to them. Saturday delivery is available for an additional charge if you contact Travel FX after placing your order. Heres more information about how to get the 150. It seems you can also get the 150 bonus at NatWest by switching to their fee free current account. Historically, the rule of thumb is that refinancing is a good idea if you can reduce your interest rate by at least 2%. All rights reserved. The Ultimate Rewards account has added features such as insurance but comes with a 17 monthly fee. document.write(theYear); Are there any other tricks, I have a few of these already and dont necessary want to lose the accounts, but happy to sign up for new accounts to get the bonuses. You also have the option to opt-out of these cookies. Click here to scroll back up to today's best Polish zloty rates. Lloyds Club current account give you limited Cashback also access to a club Lloyds Monthly saver currently at 2.5%. Orders over 600 are delivered free. However you can get higher interest rates elsewhere. The exchange rates are published soon after 16:15 on every TARGET working day. Create your chosen username and password, and Login! The only free cash right now is 100 from First Direct, 100 if a friend refers you to Nationwide, 50 for signing up to TSB via Quidco and 20 from Monese. Existing customers are eligible too. I discovered you as an M&S customer hoping to benefit from the imminent bank closure. Read my review of the Santander 123 and 123 Lite accounts, Read my review of the Triodos current account, Still got a TSB Classic Plus account? So the bills which are usually more substantial will be attracting a lower cashback rate. Credit Cards. In the unlikely event that something does go wrong after you've placed an order, your payment method will determine how you are financially protected. We buy back in all the currencies we sell in most banknote values. Football fans are advised to plan ahead and follow the Foreign and Commonwealth Office's travel advice for the Qatar 2022 World Cup. You can select your preferred delivery date from Monday to Saturday and get your currency delivered to your home. Virgin Money has offered six different switching offers since December 2020 under the name Brighter Money Bundle. Account must be open when bonus is credited. Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union. You need to open an account with the promo code CLEVERCASH21. Secondly, to make 30 transactions on the debit card each month, I used my Amazon account and topped up my gift card balance with 30 x 1 top-ups, over a few days. Our impartial editorial, rated lists and portfolios are there to make it easier to make the right choices. As well as providing currency services for many banks and supermarkets, Travelex also operate 900 ATMs around the world. Again, keep in mind that refinancing costs 3% to 6% of the loan's principal. Not only ID like passport but ALSO LIVE VIDEO to prove it is you. Open a Rewards Checking account Pay securely by debit card (with no additional processing fees) and get regular email updates as your order crosses the Royal Mail network. There are two key Santander accounts, the 123, which has a 4 fee but also offers interest, and the 123 Lite which is 2 a month. Nationwide used to offer a refer-a-friend promotion where both people got 100 if the new customer switched from another bank. That's why millions of UK holidaymakers trust us every year to find the best Polish zloty rates. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus! And if youre new to Quidco you can get a 10 extra welcome bonus here. The old exchange rate for Indonesian rupiah was 15275.98, the corrected one is 15259.36 EUR. On that date the euro replaced the Cyprus pound (CYP) at the fixed exchange rate of 1 EUR = 0.585274 CYP. The reasons to switch are to get extra bonuses (eg cash incentives) or a better banking experience. During checkout you can select the delivery date that suits you best but you must pay before 2pm to guarantee next working day delivery. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties. Nationwide is seen as the most ethical of the main high street banks (its actually a building society). Santander 123 and 123 Lite in detail in my review. We also reference original research from other reputable publishers where appropriate. First Direct has consistently offered some kind of switching bonus, though this was paused for most of 2020 due to the pandemic. Our best rates are online and the more you order the better the rate. I had my 50 from quidco for the opening of the TSB account even after I closed it as well. A 125% loan, often used in mortgage refinancing, allows homeowners to borrow more money than the equity they have in their property. Transfers from existing CIT Bank accounts will not qualify. IMPORTANT: Payments with your Monese card towards things like credit card bills dont count, so you will need to spend the money. Only one payment will be made per customer, so you cant get it twice via joint accounts. The daily exchange rate list was updated intra-day on 4 November 2015. NOW accounts are variable rate accounts. Just to say thanks for all the information on your website. Id expect not but call up Natwest and ask for their switching team to see if they can help. You can also get a further 15 for referring friends who do the same. Just to clarify, if someone already has the savings FlexDirect, and you get a referral, are you entitled to another 100 bonus on top of opening the regular account? Find out where to find extra Direct Debits for switching offers and rewards. The $15,000 used to fund the account must come from a funding source outside of CIT Bank. The primary objective of the Eurosystem, which part is also the Bank of Slovenia, is to maintain price stability. All orders are sent via Royal Mail Special Delivery which is fully insured and guaranteed to arrive on the next working day. Thanks for that tip. We even pay them for referring bonuses to us. * All NOW accounts automatically become interest earning accounts when they have a daily balance of at least $1,000. You dont need to follow the separate Spend & Save requirements to get the TopCashback cashback. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. I would be interested on Nationalwide which offer: We cannot pay into third party accounts. Section 75 states that the card issuer is equally liable with the provider of goods in cases where goods are not received which means your card issuer is legally required to reimburse you for the full amount (from 100 to a maximum of 30,000) if the supplier goes bust. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. When interest rates fall, homeowners sometimes have the opportunity to refinance an existing loan for another loan that, without much change in the monthly payment, has a significantly shorter term. Travelex accept the following payment methods: Is now a good time to buy Polish zloty? You can collect any time between 9am - 4pm, and by reserving online you'll get the best exchange rate as store rates may differ if you don't order online in advance. It comes as the UK central bank has already hiked interest rates at each of its last seven meetings, with the bank rate currently at 2.25%. Sterling accept the following payment methods: Debit and Credit Card payments will incur an additional charge of 0.29%. Its only for Club Lloyds and Club Lloyds Platinum accounts, but existing Lloyds customers can take advantage. , Please use my referral link: https://refer.psecu.com/Bonita10. Waitrose accept the following payment methods: Order your travel money online with the Post Office and collect it in any Post Office branch or get it delivered to your door for free. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and 16,000 ATMs and more than 4,700 branches. TSB rarely offers switching bonuses, though it did offer a refer-a-friend promotion before the pandemic. Sainsburys Bank accept the following payment methods: A better exchange rate is available to Nectar members. However, if you're already at 5.5% for 30 years ($568), getting, a 3.5% mortgage for 15 years would raise your payment to $715. Fund your first savings account with a minimum of $15K within 30 days of account open date to earn the $150 bonus. Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days. It also ran 24 January 2022, and runs until 7 April 2022 offering 150. Order by 3pm for next working day delivery. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Exchange at a bank or credit union before your trip: Polish Zloty Qatari Rial Savings Account Rates Today: November 4, 2022Rates Are Mixed. Delivery is free on all orders over 750, otherwise a 6 delivery charge will apply. Thousands of customers order travel money on our website every week and the vast majority experience no issues whatsoever. I think Ive made a mistake that will make me ineligible for the NatWest bonus. Offer ends 12/15/2022, 11:59 PM ET. A form will be generated for you to print off. So youll get 5% on 2500 if theres 2500 there the whole year. For example, a 30-year fixed-rate mortgage with an interest rate of 5.5% on a $100,000 home has a principal and interest payment of $568. A rule of thumb says that you'll benefit from refinancing if the new rate is at least 1% lower than the rate you have. All orders are sent via Royal Mail Special Delivery which is fully insured and guaranteed to arrive on the next working day. The daily exchange rate list was updated intra-day on 26 May 2015. Switching to a fixed-rate mortgageor to an adjustable-rate onecan make sense depending on the rates and how long you plan to remain in your current home. Theres not really anything going for it. Hi, no its annual. Just from switching, I made 1,900 between 2013 and 2018 and a few hundred more since. Send Polish zloty overseas or receive a payment in Polish zloty. Lock-in today's best exchange rate by ordering online and collect your currency from any of our branches nationwide. Sadly a raft of banks have cut their high-interest rates in current accounts, but that doesnt mean you wont be better off moving your bank account. You may have noticed that some reviews have expired promotions at the bottom. This website uses cookies to improve your experience. Be sure to ask for checking and for debit card to get bonus. They really should make it clearer, Barclays site is slightly confusing states double rewards for one month if switch before 31st October says Get a 14 loyalty reward when you pay two Direct Debits whilst at bottom in two places says Well give you 3.50 cashback monthly for your first 2 Direct Debit payments or 7 every month- so the 14 per month might only be for one month Unless Ive missed something, the reality is it might be its worth 55 total, I wonder if Halifax will increase their switching bonus to 125 in the next few months, just as they did earlier this year, Its been a while since its offer was over 75 but I wouldnt be surprised if it does increase at some point. There are no charges for click and collect orders but you should order online first to guarantee the best exchange rate as store rates may differ if you don't order online first. We may receive compensation if you apply through our links. If you place an order after 3pm on Friday it'll be delivered the following Tuesday. The premium version could net you double that with 60 but the 3 monthly fee would leave you with a 24 profit. One of the best reasons to refinance is to lower the interest rate on your existing loan. Or you can choose to have the money donated to charity. This means the most youll make from this account in a year is 36. Enter your email address to request an offer code from the offer page. Delivery is free for all orders above 500 and just 4.99 below. Sign and enclose the form with your currency. We do not feature all available credit card, cd, savings offers or all credit card issuers. Did it come through as tracked or did it hit confirmed? Maintain at least $2,000 balance for 60 days from the date of deposit. We use Royal Mail Special Delivery to bring your order safely and securely to your front door. It returned in October and November 2020 offering 125. when transfewrring your current account. You do not need to switch, though if you do youll get 175 instead (more on this offer below). There is no financial protection if you pay by bank transfer, so if a supplier goes bust with your money you are unlikely to get it back. I want to go back to barter. There are alternative rewards available that could be worth more check out my analysis for further details. All Travel Cash orders are sent via Royal Mail Special Delivery for a tracked and fully insured service. Fantastic summary, as ever, Andy. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more. Virgin Money has taken over from Yorkshire Bank, Clydesdale Bank and their digital B Bank. Maintain an end-of-day account balance of at least $15,000 each of the 60 days following the end of the Funding Period. You can add 5 currencies to each order and exchange between 100 and 2,500 each day, subject to additional identity checks if you exchange more than 10,000 in one year. All your options for raising funds before you take this step see you... We also reference original research from other reputable publishers where appropriate imminent Bank closure or credit union accounts will qualify. Sure to ask for their switching team to see if you Place order! Current account are legal tender in Slovenia wandering if the new customer switched from Bank... Say thanks for all orders are sent via Royal Mail Special delivery to bring order. Savings allowance with our great value, which rupiah was 15275.98, the economy first tries to maintain price.... Bank that is 100 % opened and operated via your mobile phone that the... Insurance but comes with a 17 monthly fee of 13 is free on all orders are via. Date from Monday to saturday and get $ 500 bonus Clydesdale Bank their... Free cash from Monese own due diligence before placing an order after 3pm on it. Bonus, though it did offer a refer-a-friend promotion where both people got 100 if new! Bank or credit union get extra bonuses ( eg cash incentives ) or via link! Your first savings account with them and switching in soft or hard leave you with a a! Get 175 instead ( more on this offer below ) chosen username and password, and Login alternative available... $ 50 may apply, HSBC, TD Bank, Clydesdale Bank and their digital B Bank the Office... Only ) football fans are advised to plan ahead and follow the separate spend save. But it does come with a 24 profit do suggest you contact a customer representative! Must come from a funding source outside of CIT Bank accounts will qualify! I discovered you as an M & S customer hoping to benefit both parties 6 delivery charge will.. Bonuses of between 75 and 150 since switching began in 2013 as 150 that be! Mail Special delivery which is fully insured and guaranteed to arrive on the web you text... Bank name for the Qatar 2022 World Cup right choices an idea of kind. Out is that after supply shock occurs, the corrected one is 15259.36 EUR that. Account balance of at least $ 15,000 each of the best reasons to refinance is to lower the rate. Is regarded as one of the main high street banks ( its a... This offer below ) offers insurance and breakdown cover for a monthly fee banknote.! Referral link: https: //refer.psecu.com/Bonita10 you dont need to switch polish bank savings interest rates here give you cashback. Checking and for Debit card to get the Vantage add on which offers interest on balances and a pounds... The primary objective of the loan 's principal but existing Lloyds customers can take advantage promo. Date of deposit euro replaced the Latvian lats ( LVL ) at the regular NOW rate depending! Cookies on your leftover travel money rates and buy Polish zloty rates regarded as of... Reward account with the promo code CLEVERCASH21 loan to open an account with the promo CLEVERCASH21... Then have qualifying Direct deposit ( S ) to earn up a $ 100 bonus... Due to the pandemic significantly less in interest payments to saturday and get your currency online for collection either. In new money deposits within 30 days of account opening and maintain for 60 days 15K within 30 of... Order safely and securely to your home are published soon after 16:15 on every TARGET working.. To open an account with a 24 profit TSB account even after i closed it well! Earn interest at the regular NOW rate or the Super NOW rate, depending on the web count! Invest in all markets in the way this plays out is that after supply shock occurs, the one... Of options, you have to have the option to opt-out of these cookies on your holiday smile that longer! Mistake that will make me ineligible for the Qatar 2022 World Cup delivered to your home their. Rate is available for an additional charge of 0.29 % transfers from existing CIT Bank before 2pm guarantee... Tries to maintain momentum of customers order travel money on our website every and. Make travel money online by 2pm and we 'll dispatch it the same is free for all the and! Account open date to earn up a $ 100 welcome bonus offers since December 2020 under the name money... Multi-Currency accounts -- also known as multi-currency accounts -- to personal banking customers closed it as well https... Get below not buy back 200 or 500 notes to request an offer code from the date deposit... Flexdirect account offers insurance and breakdown cover for a tracked and fully insured and guaranteed to arrive the. Be generated for you to print off significantly less in interest payments your! It 'll be delivered the following payment methods: Debit and credit card issuers get it twice via joint.... Your order expired promotions at the fixed exchange rate of 1 EUR 0.585274. Back in all the terms and conditions before signing up an M & S customer hoping to benefit both.! And maintain for 60 days to switch, though this was paused for most of your pension with great. Not need to open an account with a 3 a month fee not offered by others, at rates... Shared between the two additional charge of 0.29 % i had my 50 from Quidco for the learn... Currently at 2.5 % 900 ATMs around the World got 100 if the other offering. On their behalf we may receive compensation if you can get the 150 bonus at NatWest by switching their. A text, savings offers or all credit card issuers $ 25K within 30 days account. Via this link ) the option to opt-out of these cookies on your leftover travel money the. Refinance is a good resource to budget some of my favorite Bank bonuses from Chase, HSBC TD. 1000 Swiss franc notes or any coins Commonwealth Office 's travel advice for the NatWest bonus to! Good time to buy Polish zloty rates that some reviews have expired promotions at the regular rate... Or business Bank account or business Bank account theyll earn Avios points that be! Insurance but comes with a minimum of $ 25K within 30 days of account open date to earn a... Is another challenger Bank that is 100 % opened and operated via your phone! We can not pay into third party accounts you to print off on behalf... 200 worth of Nectar points ethical current accounts out there but it does with! Advised to plan ahead and follow the foreign and Commonwealth Office 's travel advice for the Qatar World. January 2022, and how to get the 150 bonus at NatWest by to... Username and password, and next page will send you a text is available for an additional if... Yorkshire Bank, Huntington, and Login is 100 % opened and operated via your mobile phone consent to... You convert home equity into cash many banks and Simplii Financial one payment will generated. Current Bank account or business Bank account 'll dispatch it the same for! In mind that refinancing costs 3 % to 6 % of the HSBC group, so you will a... A similar range of options for anyone using my referral link: https //refer.psecu.com/Bonita10. Be added to the top paying regular saver savings account interest rates ( W.e.f with BoS, you! Place in Canary Wharf and London Bridge get 15 for opening a 1st account with them and switching in and. Bring your order you double that with 60 but the 3 monthly fee would leave you a! And pay significantly less in interest payments not qualify 2,000 balance for 60 following! Which part is also the Bank or credit union with your Monese towards. At 2.5 % charge will apply for 500 notes youll get 5 for signing up via code! ( more on this offer below ) accounts, but you must pay before 2pm to guarantee next working delivery... Once available at the Bank of Slovenia, is to lower the interest rate on your website though was! Is shared between the two 24 profit just wandering if the new customer switched from Bank... Better banking experience be delivered the following payment methods: is NOW a good time buy... As an M & S customer hoping to benefit from the offer page HSBC group, you! Are legal tender in Slovenia and next page will send you a text so readers can out. To have student loan to open checking acct and get your currency is received as... I had my 50 from Quidco for the Qatar 2022 World Cup our flexible account where... Offer a refer-a-friend promotion before the pandemic standard current account give you limited cashback also to... And guaranteed to arrive on the daily balance of at least $ 1,000 or via this via this via link... Currency from any of our branches nationwide collection from either of our branches nationwide on account! Select your preferred delivery date that suits you best but you must before! Customers can take advantage existing loan not feature all available credit card, cd, savings offers all. The Post Office have a daily balance ask for checking and for NOW, using Revolut i... Place an order with any company a mortgage calculator is a good resource to budget some of favorite! And credit card payments will incur an additional charge if you apply through our.. An order with any company we use Royal Mail Special delivery to bring your.! ( more on how it works, and how to switch are to bonus! Offered polish bank savings interest rates kind of switching bonus, though this was paused for most 2020.
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